The right benefits help Texas employers attract and keep good people. Compare group health, dental, life, and disability options with a Blue Peak advisor.
Looking for employee benefits in Texas? A well-designed benefits package can help with hiring and retention. A Blue Peak advisor can help you compare plans and review your renewal.
Texas employers range from small shops to growing companies. We help you build benefits that fit your team and budget.
An employee benefits package can include several types of coverage. Here are common options.
Group health plans can help employees pay for medical care. Plan designs, networks, and employer contributions vary.
Dental and vision plans are popular add-ons that can help with hiring and retention.
Group life and disability coverage can help protect employees and their families.
Employee-paid options, such as accident or supplemental coverage, can expand choices without raising employer costs.
A licensed Blue Peak advisor can review your options and help you request a quote.
Fully insured group plans in Texas are regulated by the Texas Department of Insurance. Here are other points to consider.
Texas metros have competitive job markets. Benefits can help you attract and keep employees.
If your team works in several Texas cities, check that networks cover each area.
Use these questions when you compare quotes or review your current policy:
The Texas Department of Insurance (TDI) licenses the insurers and agents that sell employee benefits in Texas. If you have a question about a claim or a company, TDI's consumer services team can help, and you can confirm any agent's license on the Texas Department of Insurance website. Texas also has a life and health insurance guaranty association that protects policyholders, within set limits, if a licensed insurer fails.
Texas businesses face hail and wind losses, heavy freight traffic on I-35, I-45 and I-10, and fast payroll growth in Houston, Dallas-Fort Worth, Austin and San Antonio. Texas has no state income tax on wages, so many families focus on how life, income and retirement products fit their overall budget when they buy a home, grow a business or plan for a parent's care.
Blue Peak works with employers in Houston, Dallas, San Antonio, Austin, Fort Worth and El Paso, as well as smaller towns across Texas. Our advisors compare options from multiple carriers and explain how Texas rules apply to your employee benefits before you decide.
Fully insured group health plans in Texas are regulated by the Texas Department of Insurance. Self-funded plans are generally governed by federal law.
Yes. Small employers can offer group health, dental, vision, life, and voluntary benefits. An advisor can compare options for your size.
Common choices include group health, dental, vision, life, and disability coverage, plus voluntary benefits.
Under the Affordable Care Act, applicable large employers with 50 or more full-time equivalent employees may face penalties if they do not offer qualifying coverage. Smaller employers are not required to offer it.
Start reviewing at least 60 to 90 days before your renewal date.
Strong benefits can help you attract and keep good employees. Reviewing your plans each year helps you control costs and meet your team's needs.
Learn more about our employee benefits options, or see our guide to business insurance in Texas.
Blue Peak Risk Advisors is a licensed independent insurance agency. Coverage is subject to underwriting, policy terms, conditions, limits and exclusions. Coverage availability varies by state and carrier. This page is general information only and is not a statement of coverage or legal advice.
Insurance in Texas is regulated by the Texas Department of Insurance (TDI). Texas consumers can also get help from the Office of Public Insurance Counsel, which represents consumers on insurance matters.
Before you buy any policy, you can confirm that an agent or agency holds an active Texas license using the free NIPR license lookup or the regulator's own search. Ask your advisor which insurer will issue your policy, and check that the insurer is authorized to do business in Texas.
This page is general information, not legal advice. Coverage terms, rates and availability depend on the insurer and your policy.
